Algovest Terms of Service

Last updated: June 27, 2026 · Effective: June 27, 2026

These Terms of Service ("Terms") govern your access to and use of the Algovest mobile application, the website at tradealgovest.com, and any related services (collectively, the "Service") operated by Section 44 LLC, doing business as Algovest ("we," "us," or "our"). By creating an account, downloading the app, or otherwise accessing the Service, you agree to these Terms. If you do not agree, do not use the Service.

Plain-language summary (informational only — the binding text is below): Algovest is a market-signals platform. We surface algorithmic analysis. We are not your investment adviser, broker, or planner. You make every decision. We do not guarantee returns. Use the Service at your own risk.

1. Eligibility

You must be at least 18 years old and a resident of the United States to use the Service. By using the Service you represent that you meet these requirements and that all information you provide is truthful and current. We may suspend or terminate accounts that do not meet these requirements.

2. Description of the Service

Algovest is a market-intelligence platform that surfaces algorithmically generated market signals across publicly traded U.S. equities. The Service:

  • Computes signals from market data, regulatory filings, and other public information using deterministic and statistical models ("agents").
  • Combines agents into user-defined strategies, displays the resulting stance per symbol, and shows the underlying data that drove each decision.
  • Optionally executes trades only when you have explicitly connected an authorized brokerage account (currently Alpaca Securities, LLC) and explicitly enabled execution for a specific strategy.

Algovest is not:

  • A registered investment adviser, broker-dealer, futures commission merchant, or financial planner.
  • An offer or solicitation to buy or sell any security.
  • A guarantor of the accuracy, timeliness, completeness, or profitability of any signal or analysis.

You retain full discretion over all trading decisions. Signals are inputs to your own judgment, not recommendations directed to your particular financial situation.

3. Account Creation and Security

To use the Service you must create an account, providing a valid email address and a password meeting our security requirements. You agree to:

  1. Keep your credentials confidential and not share them with any third party.
  2. Notify us promptly at support@tradealgovest.com of any unauthorized access or suspected breach.
  3. Be solely responsible for all activity under your account, including any trades placed through a connected brokerage account.

You may delete your account at any time from within the app or by emailing support@tradealgovest.com. We may suspend or terminate accounts that violate these Terms, abuse the Service, or are inactive for extended periods.

4. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable securities, banking, anti-money-laundering, or sanctions laws.
  • Attempt to reverse engineer, decompile, scrape, or otherwise derive the source code or proprietary models behind any agent, strategy, or other Algovest output.
  • Resell, sublicense, white-label, or commercially redistribute Algovest signals, agent outputs, or any other Service content without our prior written consent.
  • Bypass, disable, or interfere with security or rate-limiting features of the Service.
  • Use the Service to transmit or store malware, illegal content, or content that infringes the intellectual property of others.
  • Impersonate another person or entity, or misrepresent your affiliation with any person or entity.
  • Use the Service to make trading decisions on behalf of any other person except as a fiduciary acting under your own legal authority.

5. Brokerage Connections

If you choose to connect an external brokerage account (currently Alpaca Securities, LLC) to Algovest:

  1. Your relationship with that broker is governed by the broker's own terms, which you are responsible for reading and accepting separately.
  2. Algovest accesses your brokerage account only via the OAuth permissions you grant. You can revoke that authorization at any time from within Algovest or from your broker's dashboard.
  3. Orders placed through the Service are placed at your direction. Algovest does not exercise discretion over your account; an algorithmic signal becoming a real order requires your prior, explicit setup choice and execution-mode opt-in.
  4. Algovest is not your broker. Algovest does not custody your funds or securities. Trades clear and settle through your broker, subject to their terms.
  5. Initial release: paper trading only. Live brokerage execution will be enabled in a later release subject to additional approvals. Until then, all trade activity in the Service is simulated using internal paper-equity accounting.

6. Market Data; Third-Party Services

Market data displayed in the Service is sourced from third parties, currently Databento, Inc. (the EQUS.SUMMARY daily-bar and EQUS.MINI intraday datasets). Data Provided by Databento. Algovest computes derivative analysis from this data. We do not warrant the accuracy, completeness, or timeliness of third-party data. Quoted prices may be delayed and may differ from execution prices.

The Service interoperates with, and ingests data from, the following third parties. Each provider's own terms of use apply to your use of their data through the Service, and by using the Service you agree to be bound by those terms. A current list of sources with links to each provider's terms is maintained on the Disclosures page.

  • Databento, Inc. — real-time and historical market data (the EQUS.SUMMARY daily-bar and EQUS.MINI intraday datasets). Data Provided by Databento. See the Databento Terms & Conditions.
  • Alpaca Securities, LLC — brokerage execution when you connect a broker and enable live trading. See the Alpaca Customer Agreement.
  • Federal Reserve Bank of St. Louis (FRED®) — macroeconomic data series. Your use of FRED data through the Service is governed by the FRED® API Terms of Use and the FRED® Services Terms of Use. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • U.S. Securities and Exchange Commission (EDGAR) — Form 4, 8-K, 13F, and XBRL company-facts data. Public-domain government data.
  • Office of the Clerk of the U.S. House of Representatives — congressional periodic transaction reports. Public-domain government data.
  • GDELT Project — news event data (CC BY 4.0 license requires attribution).
  • Apple Inc. — App Store distribution, sign-in with Apple, push notifications.
  • Sentry, Inc. — application error reporting (no personal data beyond minimum diagnostic context).

We may add or change third-party processors over time and will update our Privacy Policy and Disclosures accordingly.

7. Subscriptions, Fees, and Free Beta

The Service is currently offered free of charge during the public beta. We may introduce paid subscription tiers in the future. If we do, we will give you advance notice, and you will not be charged unless you affirmatively opt in. Apple's payment terms apply to any in-app purchases made through the iOS App Store.

8. Intellectual Property

Algovest, the Algovest name, logo, designs, code, models, signals, and all related materials are owned by us or our licensors and are protected by copyright, trademark, and other laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial market analysis. All other rights are reserved.

You retain ownership of any content you provide to the Service (e.g. saved strategies, notes, watchlists). You grant us a limited license to host, store, and process that content solely to operate the Service for you.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT:

  • THE SERVICE WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.
  • ANY SIGNAL, AGENT OUTPUT, OR ANALYSIS WILL BE ACCURATE, COMPLETE, OR PROFITABLE.
  • DEFECTS IN THE SERVICE WILL BE CORRECTED.

PAST PERFORMANCE — INCLUDING SIMULATED, BACK-TESTED, OR PAPER-TRADED RESULTS — IS NOT INDICATIVE OF FUTURE RESULTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL ALGOVEST, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR CONTRACTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA, OR LOSS OF GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICE.

OUR TOTAL CUMULATIVE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE FEES YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions our liability is limited to the maximum extent permitted.

11. Indemnification

You agree to indemnify, defend, and hold harmless Algovest and its affiliates from any claim, demand, loss, or expense (including reasonable attorneys' fees) arising out of (a) your use of the Service, (b) your violation of these Terms, (c) your violation of any law or third-party right, or (d) any trade you place through a brokerage account you connected to the Service.

12. Modifications to the Service and Terms

We may modify, suspend, or discontinue any feature of the Service at any time. We may revise these Terms from time to time; if we make material changes, we will notify you by email and/or in-app notice and update the "Last updated" date above. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, stop using the Service and delete your account.

13. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate your access to the Service at any time, with or without cause, including for violation of these Terms. Upon termination, sections 4, 8, 9, 10, 11, 14, 15, and 16 survive.

14. Governing Law; Dispute Resolution

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Service will be resolved as follows:

  1. Informal resolution first. You agree to try to resolve any dispute informally by emailing legal@tradealgovest.com before filing any formal claim. We will respond within 30 days.
  2. Binding arbitration. If informal resolution fails, the dispute will be resolved by binding individual arbitration administered by JAMS under its Streamlined Arbitration Rules in Wilmington, Delaware, except that you may bring claims in small-claims court in your county of residence.
  3. Class-action waiver. You and Algovest agree that any dispute will be brought on an individual basis only — not as a class, collective, or representative action.
  4. Opt-out. You may opt out of arbitration by emailing legal@tradealgovest.com within 30 days of accepting these Terms; if you do, the dispute will be resolved in the federal or state courts of New Castle County, Delaware.

15. Apple App Store Terms

If you obtained the iOS app through the Apple App Store, you acknowledge:

  • These Terms are between you and Algovest, not Apple. Apple is not responsible for the Service or its content.
  • Apple has no obligation to provide maintenance or support for the app.
  • In the event of any failure of the app to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any).
  • Apple is a third-party beneficiary of these Terms and has the right to enforce them against you.

16. Miscellaneous

  • Entire agreement. These Terms, together with our Privacy Policy and Disclosures page, constitute the entire agreement between you and Algovest concerning the Service.
  • Severability. If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.
  • No waiver. Our failure to enforce any provision is not a waiver of our right to enforce it later.
  • Assignment. You may not assign these Terms without our written consent. We may assign these Terms without restriction.
  • Force majeure. We are not liable for delays or failures due to events beyond our reasonable control.

17. Contact

Questions about these Terms?

  • Email: legal@tradealgovest.com
  • Support: support@tradealgovest.com
  • Mailing address: Algovest, c/o registered agent (address on file with the State of Delaware).